M. Gary Francis

Gary possesses nearly four decades of bonding experience with nearly 25 years at Guignard, giving him a comprehensive understanding of the industry and an unparalleled commitment to client service.

Beginning his career in bonding after college in Pennsylvania, Gary started out assisting in bond production in Pittsburgh and the North East Region. In 1977, Gary relocated to Orlando, FL with a national surety, where he was responsible for developing bond business throughout the state of Florida. Gary worked directly with contractors from smaller start-ups to multi-million dollar organizations, helping him to obtain critical knowledge in a range of subjects, from assisting contractors in structuring their companies to meeting the demanding requirements of the surety industry. Since joining Guignard in 1992, Gary puts his extensive surety knowledge and industry connections to work for his clients, helping them to establish lines of credit with the right surety for their project.

Gary believes that every contractor, if provided the opportunity, will be successful in obtaining a bonding program contributing to their success if they associate themselves with a Professional Bonding Agency and Bond Specialist.


  • Cornell University, Economic for Business, Sales
  • Dun & Bradstreet, Credit & Financial Analysis 1 & 2
  • Penn College, AA, Business Management
  • University of Pittsburgh, Industry Related Accounting

Licenses and Designations:

  • State of Florida 220 License

Professional Affiliations:

  • National Association of Surety Bond Producers